New Member
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13 Messages
Experian Boost does not recognize "Connect Tech" as a cell phone carrier, when you pay your bill with a credit card it no longer says AT&T
When you pay your AT&T bill now with a credit card instead of saying that the payment is for AT&T it says it is for "Connect Tech", that's ridiculous did you know that Experian boost does not recognize "Connect Tech" as a cell phone carrier? When you pay your AT&T bill with a credit card it should say that you paid AT&T not "Connect Tech"!! Whoever decided to use "Connect Tech" for AT&T customer credit card payment processing should be fired!! that's right they should lose their job. Customers who use Experian boost and who rely on the AT&T cell phone history payment history to prove and show that they pay their bills are now getting screwed by AT&T! Some (Edited per community guidelines) working for AT&T decided to switch to some credit card processing company called "connectech", and yes this includes if you call in and use the automated system it's integrated into AT&T corporate. Customers who formerly enjoyed credibility with Experian boost utilizing their AT&T cell phone payment history BE WARNED, Experian boost is going to drop that history like a bad habit and drop your credit score once they see "connect tech" on your credit card payment, instead of it saying AT&T like it use to in the past!!
formerlyknownas
ACE - Sage
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111K Messages
1 year ago
@bluehoratio
😲 You need credit counseling, not falling for phoney ads for experian boost, which is clearly bogus and/or faulty. FYI, it only improves your experian score, it won't do anything for TransUnion which also reports and has very stricted credit requirements. (annoyingly always lower than experian).
You might want to read this: https://www.atome.sg/blog/what-are-the-pros-and-cons-of-experian-boost
Get on credit karma, and pay down your debts. Refinancing your car will absolutely tank your credit score for months and months, Because it will show as a new loan. Don't do that!
Every realtor out there will tell you you do not make any major purchases that will show on your credit report if you intend to buy a house.
The major things that affect your credit score are how much debt you have, how new your debt is, payment history.
I had to rebuild my credit after my divorce in 2013. It's the second time I had to claw my way back up.
BTW, your cell phone bill from a T and T may only be $120, but if you are financing phones with installments, and those installments add up to $1,800, then the credit reporting is correct and Experian boost is hurting your score not helping it.
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