Hurry! Find the perfect gift today! Everyone gets our best deals on any smartphone!
Trade In and Get Rewarded!
C

New Member

 • 

8 Messages

Tuesday, September 13th, 2022 2:30 AM

Closed

Does a trade-in phone have to be paid off first?

Hello

I'm considering getting a new iPhone 14 Pro Max with a trade-in promotion.

The phone I'm trading in is still on the installment plan. Do I have to pay off first before the trade-in?

I read the terms&condition, it says nowhere that the trade-in phone should be paid off first.

So, is it possible that I keep paying the installment plan on my old phone after trade-in so that I keep getting the monthly credit from the previous promotion?

Thank you in advance!

Accepted Solution

Official Solution

ACE - Expert

 • 

64.7K Messages

1 year ago

You can’t have two installment plans on one line. You can keep the installment plan and credits for the trade in only if you buy the 14 on a different line. If you buy the 14 on the same line as the trade in, you have to pay it off first.

New Member

 • 

8 Messages

1 year ago

Thank you for your quick response.

I have one more line that is not on any installment plan. So If I purchase a new iPhone on that line and trade in my old phone without paying it off, I can still get the monthly credit for the old phone's installment plan, correct?

ACE - Expert

 • 

64.7K Messages

1 year ago

Correct.

New Member

 • 

1 Message

9 months ago

What about trading in ATT iphone to Apple?  My son traded in his ATT phone to Apple last October and is making a monthly payment for the new phone to Apple but I noticed I'm still making the ATT original monthly payment for the last 5 months. 

ACE - Sage

 • 

113.4K Messages

9 months ago

@kg95 

Yes, it is possible to make a trade-in to a different business and still maintain your installments with AT&t

New Member

 • 

2 Messages

9 months ago

So I just want to confirm- I bought an iPhone 12 Pro Max from a friend (not paid off) and have been using it on at&t. Can I trade this 12 pro max in on my account and get the $800 bill credit promotion going on?

New Member

 • 

2 Messages

9 months ago

ACE - Expert

 • 

64.7K Messages

9 months ago

@Jmcgirt97 Yes, as long as the installment plan for the 12 is not on your account, you can trade it in and get the trade in credit.

New Member

 • 

1 Message

7 months ago

Is it that you can trade in a phone your paying installments on if it’s on another line or is it if it’s on another account? I see both answers on here, unless I’m reading it all wrong. Will they take my iPhone 12 Pro Max as a trade in on another line even though I have it on installments on my line?

1 Message

2 months ago

If I have my current phone paid off and I upgrade will I have a monthly payment, or am I just paying for my phone line? 

Not finding what you're looking for?