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New Member

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1 Message

Thu, Dec 2, 2021 3:23 PM

AT&T Medical Benefits and Medicare

I retired from AT&T 4 years ago and am still covered by AT&T medical benefits....Blue Cross Blue Shield. In a year I become eligible for Medicare. Medicare Part B....I belive is Doctors costs .....will cost me $148 a month. I don't need Part B because I am covered by Blue Cross Bluer Shield.  I am trying to avoid paying 2 preimiums  one for Blue Cross and one for Medicare Part B. Is it possible to to cancel one of them when I turn 65?   Our AT&T benefit group had no answers and Blue Cross were not of any help.  Any thoughts?  Is there someone I can contact for counseling or advice.  Tim [EDITED per Community Guidelines]

ACE - Expert

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23.1K Messages

10 m مضت

You are currently covered under the Group/Employee BC.  If you want to continue with BC once you're on Medicare, you will choose the BC Medicare Advantage or BC Medigap (Supplement) plan.

I would suggest finding a local independent insurance agent that specializes in advising seniors on choosing their plan.  I did this when I went on Medicare 4 years ago.  They do not charge for their services and the agent explained all of my options.  I was on UHC through my late husband's employer and kept UHC as my Medigap (supplement) plan.

FYI:  Medicare Advantage is being pushed hard.  Be aware of the hidden out-of-pocket costs.  All the commercials make it sound like the greatest thing since sliced bread.

(edited)

sandblaster

ACE - Expert

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59.8K Messages

10 m مضت

As noted, this is a public forum, please remove your phone number. I’m an ATT retiree too but I did not get retiree medical benefits so I can’t say for sure but I believe your retiree medical benefits either stop all together or they become secondary coverage and Medicare Part B is required in order for them to cover anything as secondary. I don’t believe there is any way to avoid two premiums if you keep the Blue Cross provided you even have the option to keep it. They may offer a Medicare Advantage plan that would keep you at one premium but that basically has part B included.

spoom2

ACE - Master

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16.5K Messages

10 m مضت

AON is who you'll contact to see what's available to you.  Once you reach 65 you receive Medicare, but to cover what Medicare doesn't cover you'll need a supplement or advantage as you'll no longer be covered by the company plan.  As @skeeterintexas explained.  You should get a package explaining all this when you become eligible for Medicare.  

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